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Things you need to know now part 5

It’s been a few months since my last financial update and today’s article is timely to assist you with managing the tumultuous finance world we now all live in. I get a lot of e-mails about the behaviour of the banks predominately…
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ALIC and Mark Davis named Industry bodies best of the best.

The best of Australia’s finance brokers and organisations were awarded at the Mortgage & Finance Association of Australia’s (MFAA) National Excellence Awards at Crown in Melbourne last night. The MFAA has also chosen to award three key…
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Investor Housing Credit falls: Interview with Australia's Top Broker

Growth in investor housing credit has fallen into negative territory for the first time since the global financial crisis, with year-on-year growth the slowest on record. According to the latest data from the Reserve Bank of Australia…
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More Information you need to know now : Part 4

There have been some major changes since my last article that you the borrower need to know to be able to navigate through this ever changing banking world we now live in. In summary, the red tape and strict regulatory requirement’s seem…
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More banking information you need to know now Part 3

  On the 3rd of May we e-mailed out and published on our website (http://www.alic.com.au/news/)   “Banking information you need to know now Part 2” to ensure you are up to speed with what’s happening in the financial world as…

3 Tips to reduce your interest rate now!

Are you confused about all the current changes with interest rates? Don't know who to talk to? What can I do now to reduce my interest on my investment or home loan? How can I save thousands on my loans? Pay Principle & Interest repayments …
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Banking information you need to know now: Part 2

On the 23rd of February we e-mailed out “Banking information you need to know now” Part 1 (http://www.alic.com.au/banking-information-you-need-to-know-now/), to ensure that you as a valued client understand how to respond and or interpret…
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No need to act

The Reserve Bank of Australia has revealed the decision of today’s monthly board meeting. In a widely-anticipated move, the RBA decided to keep the official cash rate on hold at its record low of 1.50 per cent, which it has been since…

APRA changes and what do they mean?

In rapid succession, both the Australian Prudential Regulation Authority (APRA) and the Australian Securities & Investments Commission (ASIC) have recently made public announcements regarding interest-only residential mortgage lending. APRA…

Who doesn't want a new car?

The first few months of this year have been and gone, and, compared to last year’s all-time record, the market is already ahead of pace. According to VFACTS data supplied by car-makers and compiled by the Federal Chamber of Automotive…