1300 ALIC AU

Level 9 520 Collins Street Melbourne Vic Australia

Australian Credit Licence: 382715
ABN: 55 612 125 145

MFAA Full Member
AFCA Member

©2019 by Ethical Lending Concepts

 

Our Specialties

Building personal wealth to live the life you deserve

As with any financial strategy, the right loan structure depends on individual goals and circumstances, and getting the right advice is very important. At ALIC we specialise in working with you to develop the most appropriate finance strategy and structure by talking with you and understanding your current financial situation and future goals.

To ensure these structures work, we work alongside either your trusted advisors, or give you access to ALIC’s trusted market specialists including financial planners, wealth management/tax accountants, buyers’ advocates and other experts. The important thing is you have access to specialists to help and guide you through the process. Loans are arranged through a number of financiers including all the major banks ANZ, Westpac, CBA, NAB and many other institutions including Bank of Melbourne, Macquarie, and ING to name a few.


Our premium ranking with the top banks provides a better outcome for you, our client.

From the outset we work with you to understand your financial goals and ask some fundamental questions.


Contact a professional strategy and structure expert at ALIC today on 1300 254 228 to discuss how we can help you realise your investment goals.

Credit Assessment

Market Appraisal

Each of our services cater to getting our clients the best options possible, no matter their financial situation or real estate background. Contact us today to see what we can do for you.  Schedule a consultation appointment today!

Key in the Lock

Credit Assessment

Whether you need help negotiating a mortgage or buying a new home, ALIC can manage all your mortgage needs. Our services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact us and find out how my services can help.

Contract Paper Signing

Mortgage Lending

Whether you’re buying your first home or looking for a new investment property, there’s lots of stress and complications involved in mortgages and financing. That’s where I come in. We help my clients with this service and so much more. Reach out today to learn more.

 

Real Client Testimonials

The Word on the Street

Aaron and I both greatly appreciate your help over the last 6 months. We cant stress enough to everyone we speak to how painless and easy this process was, all thank you to yourself and your patience with 2 people who know nothing about mortgages and interest rates!
We received the $1000 yesterday – I was wondering what that was for – it will be well spent!
I am sad to say the process is over for now but not for good.

Natalie & Aaron

I have known Mark Davis for 5 years, since I was referred to him by a colleague. Since then, I have recommended him to many of my friends and colleagues and have mortgaged and refinanced 4 properties with him.
I have been impressed by Mark’s work ethics and have always received exceptional service from himself and his team at ALIC. He works tirelessly to perform and achieve the results I am after, particularly when having to meet deadlines, even if it means working when away on a holiday!
Mark’s skills are distinguishable from the average broker in that he offers support on choosing the best lending structure and is able to provide guidance on wealth creation strategies, rather than simply writing a loan.

Ekaterina

I was recommended Natasha Choi and ALIC by my buyers advocate more than a year ago.  I had an initial meeting with Natasha who was clear, concise and most importantly transparent in what she could offer me.  She was thorough and diligent in laying out the mortgage options for my situation.  I could not recommend Natasha enough and have had a great experience with ALIC and the team.

Jack

Mark Davis has been my broker and he goes above and beyond to ensure that we have the best lending structure to support our strategy of wealth creation & tax minimisation. He’ll pull out all stops to ensure we’ve get the best deal available in the marketplace & refinancing to grow our portfolio is both strategic and straightforward.
ALIC’s approach is unique in that you are supported not only across all aspects of lending that suit your needs, but then Mark and the team then put you in contact with like minded professionals (accountants, buyers advocates & solicitors) that tailor for every need of your property journey delivering exceptional results.
I have recommended & referred Mark Davis and ALIC to my friends and family. My two brothers are now clients & I have referred both work colleagues and friends from both the corporate world and business owners.
My only regret is that I didn’t start working with Mark & ALIC 10 years ago.

Daniel Y

We’re both well and loving living in our new house. 
I can confirm that our accounts, repayments and offsets have all been set up correctly and that we are 100% happy. Everything appears to be operating as it should.
Apart from some first home buyer nerves we had a really positive experience working with you and your team.

Daniel

Mark Davis goes above and beyond to ensure that my finance is always best suited for my property portfolio.
ALIC’s approach is to provide the best finance options for my personal investing.
I have recommended Mark Davis and ALIC to my friends and family.

Derek

Mark Davis is my banker and I use him at ALIC because despite being an incredible busy adviser, Mark always keeps in contact and take ownership of finding me the best financial products. Mark and the team have been able to organise very competitive loans for me in an increasingly difficult and regulated market place.
ALIC s wholistic view to always be looking at ways to introduce me to wealth partners to ensure the structuring is correct is paramount for me and my wife to better our position.
I would recommend Mark Davis and ALIC to my friends and family.

Daniel B

 

Get In Touch

Level 9 520 Collins Street Melbourne Vic Australia

Australian Credit Licence: 382715
ABN: 55 612 125 145

MFAA Full Member
AFCA Member

1300 ALIC AU

Key in the Lock